Car finance - Swansea and Cardiff
USED CAR FINANCE FROM CORNER PARK GARAGES
Taking out a finance agreement on any of our used cars will allow you to spread the cost over a set number of months into payments that are affordable for you.
We offer PCP (Personal Contract Purchase) and HP (Hire Purchase) finance options on all of our stock. Our experienced Business Managers can provide expert impartial advice to help you choose the best option for your circumstances.
If you're looking to upgrade your car with a new finance agreement, we can settle any existing finance you might have.
It's important to understand that you are not the official owner of the car until the final payment has been made. Until that point, the car belongs to the finance lender who purchase the vehicle from Corner Park Garages on your behalf.
PCP FINANCE AGREEMENT
With a PCP finance agreement, the car you want to buy is given a Guaranteed Minimum Future Value (GMFV) which determines how much it will be worth at the end of the agreement.
The GMFV is taken away from the total value of the car and deferred until the end as an optional payment. You decide how much of a deposit you want to put down - it could be as little as £99 - and that amount is also taken away from the value of the car.
The remaining amount is then evenly spread across an agreed fixed period; typically this is three or four years. After the final monthly payment has been made, you have three choices:
HP FINANCE AGREEMENT
HP finance agreements require more expensive monthly payments compared to a PCP deal because there is no deferred payment.
Your deposit is taken away from the value of the car and the remaining amount is evenly spread across an agreed fixed period. This could even be as long as 60 months.
After the final monthly payment has been made you will own the car.
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Every vehicle in our stock list has an example monthly payment figure underneath the cash price
When you click into any car you can adjust the deposit amount and number of months to find a monthly payment that fits your budget
Drive away today with a £99 deposit
And pay nothing for 2 months when you finance through us.
GENERAL FINANCE ENQUIRIES
If you need more information about our used car finance products, you can make a general finance enquiry by calling 01443 520 105 (Cardiff) or 01792 447 500 (Swansea) or by entering your details in the form below.