Representative Example for Personal Contract Purchase (PCP): Cash price £10,749.00, Annual Interest Rate (fixed) 5.14% p.a., with a representative 9.9% APR, total amount of credit £9,675.00, deposit of £1,074.00, an initial payment of £178.87, followed by 47 monthly payments of £178.87 with a final payment of £3,752.50, total amount payable is £13,412.26, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return