Representative Example for Hire Purchase (HP): Cash price £10,749.00, Annual Interest Rate (fixed) 5.72% p.a., with a representative 10.9% APR, total amount of credit £9,675.00, deposit of £1,074.00, an initial payment of £207.37, followed by 58 monthly payments of £207.37 with a final payment of £217.37, total amount payable is £13,526.20